For those dreaming big, Oak Leaf Community Mortgage offers Jumbo Mortgages – designed for properties that exceed conventional loan limits. Perfect for luxury homes or high-cost areas, our Jumbo Mortgage options provide the financial solutions you need for your larger-than-life home aspirations. Experience customized, high-value financing with competitive terms and expert guidance every step of the way.
With Oak Leaf Community Mortgage’s Jumbo Mortgages, purchasing your luxury home or high-value property is more accessible than ever. Let us help you navigate the process with ease and confidence, bringing you closer to the home of your dreams.
As 30+ year real estate investors who purchase distressed 1-4 family properties to rehab and sell to primary resident buyers, it is essential to have a lending relationship that we can depend on who fulfills our acquisition and construction funding needs. Joseph LaGiglia, Angie Petrizzo, and the whole team at Oak Leaf Community Mortgage, who is powered by North Shore Trust and Saving, is our “partner” in the true sense that old school community banking used to be known for. With rates and fees well below the traditional funding sources in our business, and having the confidence through our experience to know if they say they will close our loan they do, we are able to be a leading solution to homeownership needs within the communities we are focused in. Thank you OLCM for another successful closing.
- Joe S.
I would 10/10 recommend Oak Leaf Community Mortgage to anyone!! I have been in the financial services industry for more than 15yrs and these guys (and gals) knock it out of the park! Joe LaGiglia and crew are one of kind, they truly care about your situation and work hard to ensure you are in the right product/timing/finances for your needs. They are extremely responsive, friendly and knowledgeable and make the home buying experience a breeze. Using Oak Leaf is a no-brainer…you won’t regret it!
- Hannah S.
I recently refinanced with Joseph LaGiglia at Oak Leaf and could not be happier with the process. I was told, upfront, the time to refinance was extended due to the low rates prompting many to refinance. He offered a solid rate and locked it in after initial paperwork was completed. I received multiple phone calls from members of the team to update me on the process. A small, but communicated snag, was hit and my closing was pushed back one week. Joe was empathic on the process as he walked me through the final days until close. At close, I asked the title company about the rate and was told, “That is a good rate for a 15 year, and you are at a 30!” Communication is vital, and the team at Oak Leaf was beyond my expectations. If rates ever go this low again, I will call. I recommended Joe/Oak Leaf to my friends and family.
Jumbo Mortgages are designed for higher-value properties that exceed the limits set for conventional mortgages. They cater to properties that require larger loan amounts not covered by conventional loans.
Interest rates for Jumbo Mortgages can vary but are often slightly higher than rates for conventional mortgages. However, the actual rate you receive depends on various factors, including your credit score, down payment, and lender. Our experts can provide you with personalized rate information.
Closing costs for Jumbo Mortgages may include items such as appraisal fees, title insurance, origination fees, and more. The specific costs can vary based on the lender and your location. Our team can provide you with a detailed breakdown of closing costs associated with your Jumbo Mortgage.
At Oak Leaf Community Mortgage, powered by North Shore Trust & Savings, our mission is to guide you through one of life’s most significant decisions – buying or refinancing your home. We strive to provide personalized mortgage solutions that align with your unique aspirations and financial goals.
By clicking "Yes", you will be taken to a third-party website which is not affiliated with North Shore Trust and
Savings' site. North Shore Trust and Savings does not guarantee content or functionality of third-party sites, and
is not responsible for viewpoints, advertisers or external services offered. To stay on the current page, click
Do you want to leave our site?
Loan Application Instructions
Please follow these instructions to begin your loan application:
Click 'Apply Now' below.
On the next screen, start with clicking 'Create Account.'
Once you have created your account, complete each step of the loan application.
A loan officer will follow up with you shortly once you have completed your application.