Your Key to Homeownership

Unlocking Doors with Financial Support

Understanding that the down payment is often the biggest hurdle in the home buying process, Oak Leaf Community Mortgage is dedicated to helping you overcome this challenge. We offer access to various Down Payment Assistance (DPA) programs, including those available through These programs are designed to make homeownership more attainable for first-time and repeat buyers alike.

Bridging the Gap to Homeownership

Down Payment Assistance programs provide financial aid to homebuyers who might otherwise be unable to purchase a home. These programs can come in the form of grants, low-interest loans, and forgivable loans, depending on eligibility and the program specifics.

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Applying For Dpa

How to Access Down Payment Assistance

Let’s Navigate Down Payment Assistance Together

Accessing Down Payment Assistance (DPA) is a crucial step in achieving your homeownership goals. Here’s how you can get started:

Success Stories

“When my husband and I decided to purchase our first home, we were excited but also worried about coming up with a substantial down payment. That’s when we learned about Down Payment Assistance (DPA) programs through Oak Leaf Community Mortgage. It was a game-changer for us! With the support of DPA, we were able to secure our dream home without the overwhelming burden of a large down payment.

The process was smooth, and the team at Oak Leaf Community Mortgage guided us every step of the way. The DPA program not only made homeownership more accessible but also allowed us to invest in our future without depleting our savings.

Today, we’re proud homeowners, and we owe a big thanks to Oak Leaf Community Mortgage and their DPA programs. They turned our dream into a reality, and we couldn’t be happier!”

- Testimonial from Lisa and Mark S.

Frequently Asked Questions

Yes, in many cases, you can combine Down Payment Assistance (DPA) programs with other types of mortgage loans. However, it’s important to note that eligibility and program requirements may vary. It’s advisable to consult with your lender to explore the specific options available to you.

Yes, many DPA programs have income limits in place to determine eligibility. These limits can vary depending on the program and your location. Generally, DPA programs aim to assist homebuyers with moderate to low incomes. To determine if you meet the income criteria, it’s recommended to review the specific guidelines of the DPA program you’re interested in.

No, not all DPA programs require you to be a first-time homebuyer. While some programs are designed specifically for first-time buyers, others are open to both first-time and repeat homebuyers. The eligibility criteria for DPA programs can vary, so it’s essential to check the requirements of the specific program you’re interested in to determine your eligibility, whether you’re a first-time or repeat buyer.

Let’s Navigate Down Payment Assistance Together

Our team at Oak Leaf Community Mortgage is here to guide you through the DPA process. Contact us for personalized assistance in choosing and applying for the right program for you.

Empowering Your Homeownership Dreams

Down Payment Assistance programs can be the key to unlocking homeownership. With Oak Leaf Community Mortgage, explore the possibilities these programs offer and take a significant step towards owning your home.