Senior Mortgage Originator | NMLS #703971
With over 25 years of expertise in sales and marketing, Joseph LaGiglia has established himself as a leading figure in the residential mortgage industry. Joseph's exceptional skills and dedication to his work have earned him national recognition. He was featured in the Scotsman Guide as one of the top-producing residential mortgage originators in the country from 2020 to 2023, a testament to his proficiency in loan production. Furthermore, his outstanding services have been consistently acknowledged by The Herald-News, which voted him "Best Mortgage Broker" of Will County for eight consecutive years. This accolade underlines his commitment to serving his local community. An innovator at heart, Joseph is passionate about educating his clients on various cutting-edge lending products. His notable Buy Now Sell Later loan program is designed to transform contingent buyers into non-contingent ones, effectively streamlining the homebuying process. Additionally, he offers a unique bank statement loan for self-employed individuals, enabling business owners to utilize their actual cash flow for loan qualification rather than relying solely on tax returns. For property investors, Joseph provides tailored lending solutions that cater to a wide range of clients, from new landlords to seasoned investors.
"At Oak Leaf Community Mortgage, we're not just about closing loans; we're about opening doors to new possibilities. My mission is to guide each client, whether they're buying their first home, investing in real estate, or pursuing unique financial goals, towards a future where their dreams and financial stability align. Together, we're building stronger communities, one mortgage at a time."
As 30+ year real estate investors who purchase distressed 1-4 family properties to rehab and sell to primary resident buyers, it is essential to have a lending relationship that we can depend on who fulfills our acquisition and construction funding needs. Joseph LaGiglia, Angie Petrizzo, and the whole team at Oak Leaf Community Mortgage, who is powered by North Shore Trust and Saving, is our “partner” in the true sense that old school community banking used to be known for. With rates and fees well below the traditional funding sources in our business, and having the confidence through our experience to know if they say they will close our loan they do, we are able to be a leading solution to homeownership needs within the communities we are focused in. Thank you OLCM for another successful closing.
I would 10/10 recommend Oak Leaf Community Mortgage to anyone!! I have been in the financial services industry for more than 15yrs and these guys (and gals) knock it out of the park! Joe LaGiglia and crew are one of kind, they truly care about your situation and work hard to ensure you are in the right product/timing/finances for your needs. They are extremely responsive, friendly and knowledgeable and make the home buying experience a breeze. Using Oak Leaf is a no-brainer...you won’t regret it!
I recently refinanced with Joseph LaGiglia at Oak Leaf and could not be happier with the process. I was told, upfront, the time to refinance was extended due to the low rates prompting many to refinance. He offered a solid rate and locked it in after initial paperwork was completed. I received multiple phone calls from members of the team to update me on the process. A small, but communicated snag, was hit and my closing was pushed back one week. Joe was empathic on the process as he walked me through the final days until close. At close, I asked the title company about the rate and was told, "That is a good rate for a 15 year, and you are at a 30!" Communication is vital, and the team at Oak Leaf was beyond my expectations. If rates ever go this low again, I will call. I recommended Joe/Oak Leaf to my friends and family.