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Rooted in Trust. Nurturing the Community.

Rooted in Trust.
Nurturing the Community.

Discover Tailored Financing Solutions, Expert Guidance, and a Seamless Journey to Your Dream Home.

Apply For Your Mortgage

At Oak Leaf Community Mortgage, we offer an extensive array of mortgage programs to cater to a variety of homebuyers and property investors.

Whether you’re seeking traditional mortgage options or looking for more specialized portfolio loan programs, our comprehensive offerings are designed to suit diverse financial situations, preferences, and goals.

Portfolio Loan Programs

Customized Mortgage Solutions for Your Unique Needs

  • Buy Now, Family Backed

    Buy Now, Family Backed helps qualified buyers purchase a home by using immediate family equity and credit support.

  • Buy Now, Sell Later

    Transition from Contingent to Non-Contingent with “Buy Now, Sell Later.”

  • Build Now, Sell Later

    For homebuyers to construct their dream home without the pressure of selling their current property first.

  • Rehab Now, Sell Later

    This program helps you purchase a new home that needs renovations without the pressure of selling your current home first.

  • Borrowers WithOut SSN (ITIN)

    For borrowers without a social security number, ITIN mortgage loans provide homeownership for everyone.

  • Destination Dream Loan

    Discover the Freedom of Owning a Vacation Home with Oak Leaf Community Mortgage

  • High Advance Rehab Loan

    High Advance Rehab Loans transform your property vision into reality.

  • Investor Rehab Loans

    Investor Rehab Loans fuel your property investments.

  • New Construction Loans

    New Construction Loans help you build your future.

  • Second Lien Loans

    Second Lien Loans offer expanded financial options.

Traditional Mortgage Programs

Explore Your Mortgage Options – Find Your Perfect Fit

  • Refinancing Services

    Expert Services from Oak Leaf Community Mortgage

  • Conventional mortgage

    Classic mortgage financing for your home loan.

  • Down Payment Assistance Loan

    Helping you bridge the gap towards homeownership.

  • FHA Loans

    Accessible mortgage options providing a path to homeownership.

  • Jumbo Mortgage

    Jumbo Mortgages provide financing options for properties that exceed conventional loan limits.

  • Veterans Assistance

    VA Loans are designed to offer long-term financing to eligible American veterans or their surviving spouses

Latest News

Why Choose Oak Leaf Community Mortgage?

Expertise

With years of experience and a deep understanding of the market, our team provides expert advice tailored to your needs.

Innovation

We offer a range of products, including our unique “Buy Now Sell Later” Loan Program, designed to give you an edge in today’s market.

Community Focus

We believe in strengthening communities. Our roots in the Midwest drive us to understand and meet your local needs.

Personal Touch

Our approach is personal. We’re not just lenders; we’re your neighbors, here to support you every step of the way.

Office Locations

Find Your Nearest Oak Leaf Community Mortgage Branch

  • Lindenhurst, IL
    Lindenhurst, IL

    Lindenhurst Office

    847-599-7466

    <a style="color: #003b5c;" href="mailto:[email protected]">Email Us

    3060 Sand Lake Road
    Lindenhurst, IL 60046

    Monday thru Friday
    9:00 a.m – 5:00 p.m

  • Waukegan, IL – Lewis Ave.
    Waukegan, IL – Lewis Ave.

    Waukegan Office - Lewis Ave.

    847-599-7466

    <a style="color: #003b5c;" href="mailto:[email protected]">Email Us

    700 S. Lewis Avenue
    Waukegan, IL 60085

    Monday thru Friday
    9:00 a.m – 5:00 p.m

  • Waukegan, IL – N. Green Bay Rd.
    Waukegan, IL – N. Green Bay Rd.

    Waukegan Office - N. Green Bay Rd.

    847-599-7466

    <a style="color: #003b5c;" href="mailto:[email protected]">Email Us

    1233 N. Green Bay Road
    Waukegan, IL 60085

    Monday thru Friday
    9:00 a.m – 5:00 p.m

  • Plainfield, IL
    Plainfield, IL

    Plainfield Office

    779-252-2000

    <a style="color: #003b5c;" href="mailto:[email protected]">Email Us

    24252 W. Main Street
    Plainfield, IL 60544

    Monday thru Friday
    9:00 a.m – 5:00 p.m by appointment only.

  • Aurora, IL
    Aurora, IL

    Aurora Office

    630-936-3245

    <a style="color: #003b5c;" href="mailto:[email protected]">Email Us

    75 Executive Drive, Suite 112
    Aurora, IL 60504

    By appointment only.

  • Chicago Office
    Chicago Office

    Chicago Office

    312-315-9321

    <a style="color: #003b5c;" href="mailto:[email protected]">Email Us

    875 North Michigan Ave, Suite 3100
    Chicago, IL 60611

    By appointment only