Portfolio Loans are held and managed by Oak Leaf Community Mortgage, allowing us more flexibility in our lending criteria compared to traditional loans sold to secondary markets. This means we can offer:
Flexible Credit Requirements: Ideal for borrowers with unique credit histories.
Alternative Income Consideration: Perfect for self-employed individuals or those with non-traditional income.
Unique Property Types: Whether it’s a non-standard property or investment property, we have options that cater to diverse real estate needs.