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Rooted in Trust. Nurturing the Community.

Rooted in Trust.
Nurturing the Community.

Discover Tailored Financing Solutions, Expert Guidance, and a Seamless Journey to Your Dream Home.

At Oak Leaf Community Mortgage, we offer an extensive array of mortgage programs to cater to a variety of homebuyers and property investors.

Whether you’re seeking traditional mortgage options or looking for more specialized portfolio loan programs, our comprehensive offerings are designed to suit diverse financial situations, preferences, and goals.

Portfolio Loan Programs

Customized Mortgage Solutions for Your Unique Needs

  • Buy Now, Sell Later

    Transition from Contingent to Non-Contingent with “Buy Now, Sell Later.”

  • High Advance Rehab Loan

    High Advance Rehab Loans transform your property vision into reality.

  • Investor Rehab Loans

    Investor Rehab Loans fuel your property investments.

  • New Construction Loans

    New Construction Loans help you build your future.

  • Second Lien Loans

    Second Lien Loans offer expanded financial options.

  • Borrowers WithOut SSN (ITIN)

    For borrowers without a social security number, ITIN mortgage loans provide homeownership for everyone.

Traditional Mortgage Programs

Explore Your Mortgage Options – Find Your Perfect Fit

  • Conventional mortgage

    Classic mortgage financing for your home loan.

  • Down Payment Assistance Loan

    Helping you bridge the gap towards homeownership.

  • FHA Loans

    Accessible mortgage options providing a path to homeownership.

  • Jumbo Mortgage

    Jumbo Mortgages provide financing options for properties that exceed conventional loan limits.

  • Veterans Assistance

    VA Loans are designed to offer long-term financing to eligible American veterans or their surviving spouses

Latest News

  • Employee Spotlight: Phil LaGiglia

    June 3, 2024

    Employee Spotlight: Meet Phil LaGiglia Philip LaGiglia, our Senior Vice President of Lending, joined North Shore Trust and Savings through the acquisition of Oak Leaf Community Mortgage in 2023 to lead the [...]

  • Deciding Whether to Buy or Rent: A Financial Decision

    May 30, 2024

    Deciding whether to buy or rent is one of the most significant financial decisions many people face. The choice isn't just about finding a place to live—it's about shaping your financial future. Recent studies [...]

Why Choose Oak Leaf Community Mortgage?


With years of experience and a deep understanding of the market, our team provides expert advice tailored to your needs.


We offer a range of products, including our unique “Buy Now Sell Later” Loan Program, designed to give you an edge in today’s market.

Community Focus

We believe in strengthening communities. Our roots in the Midwest drive us to understand and meet your local needs.

Personal Touch

Our approach is personal. We’re not just lenders; we’re your neighbors, here to support you every step of the way.

Office Locations

Find Your Nearest Oak Leaf Community Mortgage Branch

  • Lindenhurst – Main Office
    Lindenhurst – Main Office

    Lindenhurst Office

  • Waukegan Office – Lewis Ave.
    Waukegan Office – Lewis Ave.

    Waukegan Office - Lewis Ave.

  • Waukegan Office – N. Green Bay Rd.
    Waukegan Office – N. Green Bay Rd.

    Waukegan Office - N. Green Bay Rd.

  • Plainfield Office
    Plainfield Office

    Plainfield Office

  • Aurora Office
    Aurora Office

    Aurora Office

  • Chicago Office
    Chicago Office

    Chicago Office