{"id":3406,"date":"2025-06-02T11:03:59","date_gmt":"2025-06-02T16:03:59","guid":{"rendered":"https:\/\/www.myoakleaf.com\/?p=3406"},"modified":"2025-06-02T11:03:59","modified_gmt":"2025-06-02T16:03:59","slug":"dlaczego-pary-wybieraja-fundusze-mieszkaniowe-zamiast-tradycyjnych-prezentow","status":"publish","type":"post","link":"https:\/\/www.myoakleaf.com\/pl\/2025\/06\/02\/why-couples-are-choosing-home-funds-over-traditional-gifts\/","title":{"rendered":"Czerwcowe \u015bluby i pierwsze domy: Dlaczego pary wybieraj\u0105 fundusze mieszkaniowe zamiast tradycyjnych prezent\u00f3w?"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-color4);--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:1.5;\"><span style=\"font-weight: 400;\">Mi\u0142o\u015b\u0107, kredyty hipoteczne i ma\u0142\u017ce\u0144stwo: Nowy prezent \u015blubny, o kt\u00f3ry wszyscy prosz\u0105<\/span><\/h2><\/div><div class=\"fusion-text fusion-text-1\"><p><span style=\"font-weight: 400;\">M\u00f3wi si\u0119, \u017ce czerwiec to czas \u015blub\u00f3w, ale czy wiesz, \u017ce to tak\u017ce <\/span><a href=\"https:\/\/www.nar.realtor\/june-is-national-homeownership-month\"><i><span style=\"font-weight: 400;\">Krajowy Miesi\u0105c W\u0142asno\u015bci Dom\u00f3w<\/span><\/i><\/a><span style=\"font-weight: 400;\">? W Oak Leaf Community Mortgage, zasilanym przez <\/span><a href=\"https:\/\/www.northshoretrust.com\/\"><span style=\"font-weight: 400;\">North Shore Trust and Savings<\/span><\/a><span style=\"font-weight: 400;\">To sprawia, \u017ce czerwiec jest idealnym czasem na rozpocz\u0119cie kolejnego rozdzia\u0142u, zar\u00f3wno w mi\u0142o\u015bci, jak i na rynku nieruchomo\u015bci.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bo co jest lepsze od miesi\u0105ca miodowego? Dom, do kt\u00f3rego uwielbia si\u0119 wraca\u0107.<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"1024\" height=\"682\" alt=\"Pi\u0119kny samoch\u00f3d do \u015blubu z tablic\u0105 Just Married\" title=\"Pi\u0119kny samoch\u00f3d do \u015blubu z tablic\u0105 Just Married\" src=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_JustMarried-1024x682.jpeg\" class=\"img-responsive wp-image-3408\" srcset=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_JustMarried-200x133.jpeg 200w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_JustMarried-400x267.jpeg 400w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_JustMarried-600x400.jpeg 600w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_JustMarried-800x533.jpeg 800w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_JustMarried-1200x800.jpeg 1200w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_JustMarried.jpeg 1280w\" sizes=\"(max-width: 840px) 100vw, 800px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-separator fusion-has-icon fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:25px;margin-bottom:15px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:var(--awb-color4);border-color:var(--awb-color4);border-top-width:1px;\"><\/div><span class=\"icon-wrapper\" style=\"border-color:transparent;font-size:16px;width: 1.75em; height: 1.75em;border-width:1px;padding:1px;margin-top:-0.5px\"><i class=\"icon-oakleafLeaf\" style=\"font-size: inherit;color:var(--awb-color5);\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:var(--awb-color4);border-color:var(--awb-color4);border-top-width:1px;\"><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-text-color:var(--awb-color8);--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:20;--minFontSize:20;line-height:1.5;\"><b>Nowy trend \u015blubny: Finansowanie przysz\u0142o\u015bci<\/b><\/h4><\/div><div class=\"fusion-text fusion-text-2\"><p>Dawno min\u0119\u0142y czasy, gdy ka\u017cdy rejestr \u015blubny by\u0142 wype\u0142niony r\u0119cznikami, tosterami i kieliszkami do wina. Dzisiejsze pary staj\u0105 si\u0119 kreatywne - i praktyczne - prosz\u0105c o co\u015b wi\u0119kszego: wk\u0142ad w ich pierwszy dom.<\/p>\n<p><span style=\"font-weight: 400;\">W ca\u0142ych Stanach Zjednoczonych coraz wi\u0119cej nowo\u017ce\u0144c\u00f3w pomija tradycyjne rejestry na rzecz funduszy mieszkaniowych - prezent\u00f3w got\u00f3wkowych przeznaczonych na zaliczk\u0119 lub remont domu. We\u017amy pod uwag\u0119 te trendy:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prawie <\/span><b>1 na 5 par<\/b><span style=\"font-weight: 400;\"> na<\/span><a href=\"https:\/\/www.theknot.com\"> <span style=\"font-weight: 400;\">W\u0119ze\u0142<\/span><\/a><span style=\"font-weight: 400;\"> uwzgl\u0119dniaj\u0105 teraz fundusz mieszkaniowy w rejestrze \u015blubnym.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>33% par<\/b><span style=\"font-weight: 400;\"> przy u\u017cyciu <\/span><a href=\"https:\/\/www.zola.com\/wedding-registry\/how-cash-gifts-work\"><span style=\"font-weight: 400;\">Zola<\/span><\/a><span style=\"font-weight: 400;\"> utworzy\u0107 fundusz got\u00f3wkowy przeznaczony specjalnie na zakup domu.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wed\u0142ug <a href=\"https:\/\/www.housingwire.com\/articles\/newlyweds-asking-for-down-payment-help-over-wedding-gifts-lendingtree-survey\/\" target=\"_blank\" rel=\"noopener\">ostatnie badanie<\/a>, <\/span><b>48% \u015bwie\u017co upieczonych w\u0142a\u015bcicieli dom\u00f3w<\/b><span style=\"font-weight: 400;\"> wykorzystali pieni\u0105dze z prezentu \u015blubnego, aby pom\u00f3c w op\u0142aceniu zaliczki.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Ma to sens: wi\u0119kszo\u015b\u0107 wsp\u00f3\u0142czesnych par mieszka ju\u017c razem przed \u015blubem - 88% par mieszka\u0142o razem przed zar\u0119czynami w 2024 roku. Jakiego prezentu \u015blubnego oczekuj\u0105? Silnego fundamentu finansowego do budowania wsp\u00f3lnej przysz\u0142o\u015bci. A to zaczyna si\u0119 od domu.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:50.9983px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\"fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img decoding=\"async\" width=\"1024\" height=\"682\" alt=\"M\u0119\u017cczyzna przenosz\u0105cy kobiet\u0119 przez pr\u00f3g drzwi w nowym domu\" title=\"M\u0119\u017cczyzna przenosz\u0105cy kobiet\u0119 przez pr\u00f3g drzwi w nowym domu\" src=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_Newlyweds-1024x682.jpeg\" class=\"img-responsive wp-image-3410\" srcset=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_Newlyweds-200x133.jpeg 200w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_Newlyweds-400x267.jpeg 400w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_Newlyweds-600x400.jpeg 600w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_Newlyweds-800x533.jpeg 800w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_Newlyweds-1200x800.jpeg 1200w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_Newlyweds.jpeg 1280w\" sizes=\"(max-width: 840px) 100vw, 800px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-stretch\" style=\"--awb-padding-top:13px;--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:10.56%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:10.56%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:20;--minFontSize:20;line-height:1.5;\"><b>Dlaczego fundusze mieszkaniowe s\u0105 nowym prezentem?<\/b><\/h4><\/div><div class=\"fusion-text fusion-text-3\"><p><span style=\"font-weight: 400;\">Wraz z rosn\u0105cymi cenami dom\u00f3w i stopami procentowymi, oszcz\u0119dzanie na zaliczk\u0119 mo\u017ce wydawa\u0107 si\u0119 poza zasi\u0119giem. Ale \u015bluby oferuj\u0105 teraz parom szans\u0119 na dokonanie prawdziwego finansowego skoku naprz\u00f3d.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dlatego coraz wi\u0119cej par m\u00f3wi: \"Pomi\u0144my \u0142\u00f3dk\u0119 z sosem i zarejestrujmy si\u0119 na drzwi wej\u015bciowe\".<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Oto jak to pomaga:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pomoc w przedp\u0142acie<\/b><span style=\"font-weight: 400;\"> - Fundusze z darowizn mog\u0105 pokry\u0107 ca\u0142o\u015b\u0107 lub cz\u0119\u015b\u0107 \u015brodk\u00f3w pieni\u0119\u017cnych potrzebnych do zamkni\u0119cia.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Mniej d\u0142ugu, wi\u0119cej kapita\u0142u<\/b><span style=\"font-weight: 400;\"> - Zmniejsza to zale\u017cno\u015b\u0107 od kredytu lub drenowania osobistych oszcz\u0119dno\u015bci.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Inwestycja emocjonalna<\/b><span style=\"font-weight: 400;\"> - Go\u015bcie uwielbiaj\u0105 wiedzie\u0107, \u017ce pomogli ci kupi\u0107 tw\u00f3j pierwszy dom - jest to znacz\u0105ce, d\u0142ugotrwa\u0142e i g\u0142\u0119boko doceniane.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Nawet go\u015bcie weselni dostosowuj\u0105 si\u0119 do tej nowej normy. Badanie Zola wykaza\u0142o, \u017ce 54% go\u015bci woli dawa\u0107 got\u00f3wk\u0119, a wi\u0119kszo\u015b\u0107 par twierdzi, \u017ce wola\u0142aby j\u0105 otrzyma\u0107. Tymczasem platformy rejestracyjne, takie jak<\/span><a href=\"https:\/\/www.honeyfund.com\"> <span style=\"font-weight: 400;\">Honeyfund<\/span><\/a><span style=\"font-weight: 400;\"> u\u0142atwi\u0142y podzielenie koszt\u00f3w domowych na cz\u0119\u015bci, kt\u00f3re mo\u017cna podarowa\u0107 - takie jak fundusz na sprz\u0119t AGD lub farb\u0119 - aby go\u015bcie nadal czuli si\u0119 zwi\u0105zani z tym, co wnosz\u0105.<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:20;--minFontSize:20;line-height:1.5;\"><b>Od \u015blub\u00f3w po maty powitalne<\/b><\/h4><\/div><div class=\"fusion-text fusion-text-4\"><p><span style=\"font-weight: 400;\">W Oak Leaf Community Mortgage wierzymy, \u017ce posiadanie domu powinno by\u0107 cz\u0119\u015bci\u0105 historii mi\u0142osnej. Niezale\u017cnie od tego, czy jeste\u015b \u015bwie\u017co po \u015blubie, zar\u0119czony, czy po prostu marzysz o w\u0142asnym mieszkaniu - jeste\u015bmy tutaj, aby pom\u00f3c Ci zamieni\u0107 fundusze \u015blubne w zestaw kluczy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nasi eksperci ds. po\u017cyczek mog\u0105 przeprowadzi\u0107 Ci\u0119 przez ten proces:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.myoakleaf.com\/pl\/tradycyjny-kredyt-hipoteczny\/\"><span style=\"font-weight: 400;\">Programy dla os\u00f3b kupuj\u0105cych dom po raz pierwszy<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.myoakleaf.com\/pl\/tradycyjny-kredyt-hipoteczny\/pomoc-w-przedplacie\/\"><span style=\"font-weight: 400;\">Opcje niskich zaliczek<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wytyczne i dokumentacja funduszu podarunkowego<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Elastyczne wst\u0119pne zatwierdzenie dla par planuj\u0105cych z wyprzedzeniem<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Dla par, kt\u00f3re planuj\u0105 \u015blub i s\u0105 ju\u017c w\u0142a\u015bcicielami domu, po\u017cyczka Oak Leaf \"Kup teraz, sprzedaj p\u00f3\u017aniej\" oferuje elastyczny spos\u00f3b na zakup nowego domu, kt\u00f3ry pasuje do ich przysz\u0142o\u015bci - bez presji zwi\u0105zanej ze sprzeda\u017c\u0105 obecnego domu. Pozwala im to dzia\u0142a\u0107 zgodnie z harmonogramem i dostosowa\u0107 decyzje dotycz\u0105ce nieruchomo\u015bci do ich cel\u00f3w finansowych. Dowiedz si\u0119 wi\u0119cej, odwiedzaj\u0105c stron\u0119<\/span><a href=\"https:\/\/www.myoakleaf.com\/pl\/hipoteka-portfelowa\/pozyczka-kup-teraz-sprzedaj-pozniej\/\"> <span style=\"font-weight: 400;\">Strona po\u017cyczki Kup teraz, sprzedaj p\u00f3\u017aniej<\/span><\/a><span style=\"font-weight: 400;\"> lub <\/span><a href=\"https:\/\/www.myoakleaf.com\/pl\/specjalista-ds-pozyczek\/\"><span style=\"font-weight: 400;\">Kontakt z pracownikiem ds. po\u017cyczek Oak Leaf<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Oferujemy r\u00f3wnie\u017c <\/span><a href=\"https:\/\/www.myoakleaf.com\/pl\/hipoteka-portfelowa\/\"><span style=\"font-weight: 400;\">spersonalizowane planowanie kredytu hipotecznego<\/span><\/a><span style=\"font-weight: 400;\"> kt\u00f3ry pasuje do Twoich cel\u00f3w, niezale\u017cnie od tego, czy kupujesz dom na zawsze, <\/span><a href=\"https:\/\/www.myoakleaf.com\/pl\/hipoteka-portfelowa\/odrestauruj-teraz-sprzedaj-pozniej\/\"><span style=\"font-weight: 400;\">Inwestycja w nieruchomo\u015b\u0107 typu fixer-upper<\/span><\/a><span style=\"font-weight: 400;\">lub modernizacji w miar\u0119 powi\u0119kszania si\u0119 rodziny.<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:50.9983px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\"fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><img decoding=\"async\" width=\"1024\" height=\"682\" alt=\"Przeprowadzka: Kobieta trzyma mat\u0119 powitaln\u0105 w dniu przeprowadzki\" title=\"Przeprowadzka: Kobieta trzyma mat\u0119 powitaln\u0105 w dniu przeprowadzki\" src=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_WelcomeMat_newlyweds-1024x682.jpeg\" class=\"img-responsive wp-image-3411\" srcset=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_WelcomeMat_newlyweds-200x133.jpeg 200w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_WelcomeMat_newlyweds-400x267.jpeg 400w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_WelcomeMat_newlyweds-600x400.jpeg 600w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_WelcomeMat_newlyweds-800x533.jpeg 800w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_WelcomeMat_newlyweds-1200x800.jpeg 1200w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/05\/OLCM_WelcomeMat_newlyweds.jpeg 1280w\" sizes=\"(max-width: 840px) 100vw, 800px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:20px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-separator fusion-has-icon fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:15px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:var(--awb-color4);border-color:var(--awb-color4);border-top-width:1px;\"><\/div><span class=\"icon-wrapper\" style=\"border-color:transparent;font-size:16px;width: 1.75em; height: 1.75em;border-width:1px;padding:1px;margin-top:-0.5px\"><i class=\"icon-oakleafLeaf\" style=\"font-size: inherit;color:var(--awb-color5);\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:var(--awb-color4);border-color:var(--awb-color4);border-top-width:1px;\"><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:35px;--awb-padding-right:35px;--awb-padding-bottom:35px;--awb-padding-left:35px;--awb-bg-color:var(--awb-color2);--awb-bg-color-hover:var(--awb-color2);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:28;line-height:1.5;\"><b>Gotowy, by powiedzie\u0107 \"tak\" nowemu adresowi?<\/b><\/h3><\/div><div class=\"fusion-text fusion-text-5\"><p><span style=\"font-weight: 400;\">W czerwcu nie tylko \u015bwi\u0119tuj sw\u00f3j \u015blub - \u015bwi\u0119tuj sw\u00f3j kolejny rozdzia\u0142. W\u0142asno\u015b\u0107 domu to co\u015b wi\u0119cej ni\u017c kamie\u0144 milowy - to dziedzictwo. A czy jest lepszy spos\u00f3b na rozpocz\u0119cie tej podr\u00f3\u017cy ni\u017c wsparcie od ludzi, kt\u00f3rzy kochaj\u0105 Ci\u0119 najbardziej?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Wi\u0119c \u015bmia\u0142o: zamie\u0144 \u0142\u00f3d\u017a z sosem na fundusz mieszkaniowy. Pomi\u0144 spinner do sa\u0142atek i rozpocznij polowanie na dom. B\u0119dziemy tu, gdy b\u0119dziesz gotowy.<\/span><\/p>\n<p><b>Sprawmy, aby historia mi\u0142osna zwi\u0105zana z nieruchomo\u015bciami wydarzy\u0142a si\u0119 tego lata.<\/b><\/p>\n<p><a href=\"https:\/\/www.myoakleaf.com\/pl\/skontaktuj-sie-z-nami\/\"><span style=\"font-weight: 400;\">Kontakt z Oak Leaf Community Mortgage<\/span><\/a><span style=\"font-weight: 400;\"> aby rozpocz\u0105\u0107 lub <\/span><a href=\"https:\/\/www.myoakleaf.com\/pl\/specjalista-ds-pozyczek\/\"><span style=\"font-weight: 400;\">Z\u0142\u00f3\u017c wniosek o wst\u0119pne zatwierdzenie online<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":3415,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3406","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":false,"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>June Weddings &amp; First Homes: Why Couples Are Choosing Home Funds Over Traditional Gifts<\/title>\n<meta name=\"description\" content=\"June is for \u201cI Do\u2019s\u201d and new front doors! 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