{"id":2837,"date":"2025-01-20T17:53:01","date_gmt":"2025-01-20T17:53:01","guid":{"rendered":"https:\/\/www.myoakleaf.com\/?p=2837"},"modified":"2025-01-20T18:31:51","modified_gmt":"2025-01-20T18:31:51","slug":"wzrost-pokoleniowy-dlaczego-przyszlosc-wlasnosci-domow-jest-swietlana","status":"publish","type":"post","link":"https:\/\/www.myoakleaf.com\/pl\/2025\/01\/20\/the-generational-surge-why-the-future-of-homeownership-is-bright\/","title":{"rendered":"Fala pokoleniowa: Dlaczego przysz\u0142o\u015b\u0107 w\u0142asno\u015bci dom\u00f3w jest jasna"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:-1%;--awb-margin-top-small:25px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><p><i><span style=\"font-weight: 400;\">Joseph LaGiglia, Oak Leaf Community Mortgage<\/span><\/i><\/p>\n<\/div><div class=\"fusion-text fusion-text-2\" style=\"--awb-font-size:15px;--awb-text-color:#a8a7a6;--awb-text-font-family:&quot;Open Sans&quot;;--awb-text-font-style:normal;--awb-text-font-weight:400;\"><p><em><span style=\"font-weight: 400;\">Pogl\u0105dy i opinie wyra\u017cone w artykule s\u0105 pogl\u0105dami autora i niekoniecznie odzwierciedlaj\u0105 pogl\u0105dy lub stanowisko North Shore Trust and Savings lub jakichkolwiek podmiot\u00f3w, kt\u00f3re reprezentuj\u0105.<\/span><\/em><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"1024\" height=\"512\" alt=\"Olcm Generationalsurge 0120252\" title=\"Olcm Generationalsurge 0120252\" src=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/OLCM_GenerationalSurge_0120252-1024x512.png\" class=\"img-responsive wp-image-2849\" srcset=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/OLCM_GenerationalSurge_0120252-200x100.png 200w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/OLCM_GenerationalSurge_0120252-400x200.png 400w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/OLCM_GenerationalSurge_0120252-600x300.png 600w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/OLCM_GenerationalSurge_0120252-800x400.png 800w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/OLCM_GenerationalSurge_0120252-1200x600.png 1200w\" sizes=\"(max-width: 840px) 100vw, 1024px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-3\"><p><span style=\"font-weight: 400;\">W dzisiejszym \u015bwiecie rozmowy na temat nieruchomo\u015bci mieszkaniowych cz\u0119sto obejmuj\u0105 modne has\u0142a, takie jak \"ba\u0144ka mieszkaniowa\", \"niedobory zapas\u00f3w\" i zawsze popularna debata na temat wynajmu i kupna. Cho\u0107 tematy te wywo\u0142uj\u0105 dyskusje, czasami zaciemniaj\u0105 szerszy obraz: <\/span><b>niezaprzeczalna zmiana pokoleniowa w kierunku w\u0142asno\u015bci dom\u00f3w.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">W ci\u0105gu nast\u0119pnej dekady milenialsi i pokolenie Z przekszta\u0142c\u0105 rynek mieszkaniowy, przechodz\u0105c od najemc\u00f3w do nabywc\u00f3w. Liczby te nie tylko sugeruj\u0105 zmiany - one je gwarantuj\u0105. Zanurzmy si\u0119 w dane i zbadajmy, dlaczego nast\u0119pne pokolenie jest kluczem do zachowania i budowania bogactwa poprzez w\u0142asno\u015b\u0107 domu i dlaczego teraz jest czas, aby przygotowa\u0107 si\u0119 na t\u0119 historyczn\u0105 zmian\u0119.<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:28;line-height:1.5;\"><b>Pokoleniowy boom mieszkaniowy w toku<\/b><\/h3><\/div><div class=\"fusion-text fusion-text-4\"><p><span style=\"font-weight: 400;\">Liczby s\u0105 jasne:<\/span><\/p>\n<ul>\n<li><b>Milenialsi<\/b><span style=\"font-weight: 400;\"> (w wieku 28-43 lat): Obecnie wska\u017anik w\u0142asno\u015bci dom\u00f3w wynosi 33% dla os\u00f3b z median\u0105 wieku 30 lat. Przewiduje si\u0119, \u017ce do 2035 r. wska\u017anik ten wzro\u015bnie do <\/span><b>55%<\/b><span style=\"font-weight: 400;\">-wzrost o <\/span><b>8,5 miliona nowych w\u0142a\u015bcicieli dom\u00f3w.<\/b><\/li>\n<li><b>Gen Z<\/b><span style=\"font-weight: 400;\"> (w wieku 12-27 lat): Dopiero zaczynaj\u0105 wchodzi\u0107 na rynek mieszkaniowy ze wska\u017anikiem posiadania domu na poziomie 8%. Oczekuje si\u0119, \u017ce w ci\u0105gu nast\u0119pnych 10 lat wska\u017anik ten wzro\u015bnie do <\/span><b>33%<\/b><span style=\"font-weight: 400;\">, co odpowiada <\/span><b>17 milion\u00f3w nowych w\u0142a\u015bcicieli dom\u00f3w.<\/b><\/li>\n<li><span style=\"font-weight: 400;\">\u0141\u0105cznie daje to niesamowit\u0105 <\/span><b>25,5 miliona nowych nabywc\u00f3w<\/b><span style=\"font-weight: 400;\"> wchodz\u0105cych na rynek do 2035 r. - i to tylko w\u015br\u00f3d milenials\u00f3w i pokolenia Z. Je\u015bli we\u017amiemy pod uwag\u0119 pokolenie wy\u017cu demograficznego i pokolenie X, kt\u00f3re r\u00f3wnie\u017c kupuje domy w p\u00f3\u017aniejszym wieku lub refinansuje je, aby skorzysta\u0107 z nowych mo\u017cliwo\u015bci, historia staje si\u0119 jeszcze wi\u0119ksza.<\/span><\/li>\n<\/ul>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-aspect-ratio:1 \/ 1;--awb-max-width:400px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div style=\"display:inline-block;width:400px;\"><span class=\"fusion-imageframe imageframe-none imageframe-2 hover-type-none has-aspect-ratio\" style=\"border:6px solid var(--awb-color8);border-radius:50%;\"><img decoding=\"async\" width=\"1024\" height=\"678\" alt=\"M\u0105\u017c Afro uje\u017cd\u017caj\u0105cy \u017con\u0119 w pude\u0142ku do przeprowadzki w nowym domu\" title=\"M\u0105\u017c Afro uje\u017cd\u017caj\u0105cy \u017con\u0119 w pude\u0142ku do przeprowadzki w nowym domu\" src=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/AdobeStock_303546201-1024x678.jpeg\" class=\"img-responsive wp-image-2850 img-with-aspect-ratio\" data-parent-fit=\"cover\" data-parent-container=\".fusion-image-element\" srcset=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/AdobeStock_303546201-200x132.jpeg 200w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/AdobeStock_303546201-400x265.jpeg 400w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/AdobeStock_303546201-600x397.jpeg 600w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/AdobeStock_303546201-800x529.jpeg 800w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/AdobeStock_303546201-1200x794.jpeg 1200w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/AdobeStock_303546201.jpeg 1280w\" sizes=\"(max-width: 840px) 100vw, 800px\" \/><\/span><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:28;line-height:1.5;\"><b>Budowanie bogactwa, jedno pokolenie na raz<\/b><\/h3><\/div><div class=\"fusion-text fusion-text-5\"><p><span style=\"font-weight: 400;\">W\u0142asno\u015b\u0107 domu pozostaje jednym z najbardziej niezawodnych sposob\u00f3w budowania bogactwa pokoleniowego. Dla milenials\u00f3w i pokolenia Z, z kt\u00f3rych wielu boryka si\u0119 z d\u0142ugiem studenckim i rosn\u0105cymi kosztami wynajmu, zakup domu oznacza stabilno\u015b\u0107, kapita\u0142 i d\u0142ugoterminow\u0105 podstaw\u0119 finansow\u0105<\/span><\/p>\n<\/div><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:28;line-height:1.5;\"><b>Po co wynajmowa\u0107, skoro mo\u017cna by\u0107 w\u0142a\u015bcicielem?<\/b><\/h3><\/div><div class=\"fusion-text fusion-text-6\"><p><span style=\"font-weight: 400;\">Debata na temat wynajmu i kupna cz\u0119sto koncentruje si\u0119 na kr\u00f3tkoterminowej przyst\u0119pno\u015bci cenowej, ale rzeczywisto\u015b\u0107 jest taka:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Ceny wynajmu konsekwentnie rosn\u0105 w czasie, nie zapewniaj\u0105c zwrotu z inwestycji.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">W\u0142asno\u015b\u0107 domu buduje kapita\u0142, tworz\u0105c namacalne aktywa, kt\u00f3re mo\u017cna wykorzysta\u0107 na przysz\u0142e potrzeby, takie jak edukacja, emerytura lub inwestycje.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Dla milenials\u00f3w i pokolenia Z zakup domu to nie tylko decyzja finansowa - to inwestycja w ich przysz\u0142o\u015b\u0107. A bior\u0105c pod uwag\u0119 prognozy pokazuj\u0105ce, \u017ce miliony z nich zmierzaj\u0105 w kierunku w\u0142asno\u015bci, jasne jest, \u017ce si\u0119 z tym zgadzaj\u0105.<\/span><\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:28;line-height:1.5;\"><b>Obalanie mit\u00f3w na temat mieszkalnictwa<\/b><\/h3><\/div><div class=\"fusion-text fusion-text-7\"><p><span style=\"font-weight: 400;\">Pomimo narracji medialnych sugeruj\u0105cych, \u017ce m\u0142odszych pokole\u0144 nie sta\u0107 na domy, dane m\u00f3wi\u0105 co innego. W ci\u0105gu nast\u0119pnej dekady milenialsi i pokolenie Z b\u0119d\u0105 nap\u0119dza\u0107 popyt na rynku mieszkaniowym, wyprzedzaj\u0105c poprzednie pokolenia na podobnych etapach \u017cycia.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Oto dlaczego:<\/span><\/p>\n<ul>\n<li><b>Wi\u0119ksze pokolenia, wi\u0119kszy wp\u0142yw<\/b><span style=\"font-weight: 400;\">: Milenialsi s\u0105 obecnie najliczniejszym pokoleniem w historii Stan\u00f3w Zjednoczonych (73 miliony), a pokolenie Z nie pozostaje daleko w tyle (69 milion\u00f3w), a ich liczba na nowo zdefiniuje dynamik\u0119 rynku.<\/span><\/li>\n<li><b>Zmiana stylu \u017cycia<\/b><span style=\"font-weight: 400;\">: W miar\u0119 jak milenialsi zbli\u017caj\u0105 si\u0119 do czterdziestki, a pokolenie Z wkracza w trzydziestk\u0119, kamienie milowe, takie jak ma\u0142\u017ce\u0144stwo, dzieci i rozw\u00f3j kariery, w naturalny spos\u00f3b popchn\u0105 wielu z nich na rynek mieszkaniowy.<\/span><\/li>\n<li><b>Potencja\u0142 ekonomiczny<\/b><span style=\"font-weight: 400;\">: Chocia\u017c istniej\u0105 wyzwania, oba pokolenia s\u0105 coraz lepiej wykszta\u0142cone i przedsi\u0119biorcze, co sprawia, \u017ce mog\u0105 przyj\u0105\u0107 w\u0142asno\u015b\u0107 domu jako kluczowe narz\u0119dzie budowania bogactwa.<\/span><\/li>\n<\/ul>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:28;line-height:1.5;\"><b>Co to oznacza dla kupuj\u0105cych i sprzedaj\u0105cych?<\/b><\/h3><\/div><div class=\"fusion-text fusion-text-8\"><p><span style=\"font-weight: 400;\">Ta zmiana pokoleniowa to dobra wiadomo\u015b\u0107 dla wszystkich na rynku mieszkaniowym:<\/span><\/p>\n<ul>\n<li><b>Dla kupuj\u0105cych:<\/b><span style=\"font-weight: 400;\"> Niezale\u017cnie od tego, czy jeste\u015b milenialsem gotowym na zamian\u0119 czynszu na kredyt hipoteczny, czy pokoleniem Z szukaj\u0105cym swojego pierwszego domu, teraz jest czas, aby zbada\u0107 swoje mo\u017cliwo\u015bci. Programy takie jak te w Oak Leaf Community Mortgage maj\u0105 na celu uczynienie w\u0142asno\u015bci domu dost\u0119pn\u0105 i przyst\u0119pn\u0105 cenowo dla wszystkich.<\/span><\/li>\n<li><b>Dla Sprzedaj\u0105cych:<\/b><span style=\"font-weight: 400;\"> Popyt na domy b\u0119dzie r\u00f3s\u0142 wraz z nap\u0142ywem nowych pokole\u0144 na rynek. Bez wzgl\u0119du na to, czy chodzi o zmian\u0119 rozmiaru, redukcj\u0119 czy przeprowadzk\u0119, teraz jest doskona\u0142y czas na pozycjonowanie swojej nieruchomo\u015bci.<\/span><\/li>\n<\/ul>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-aspect-ratio:1 \/ 1;--awb-object-position:43% 43%;--awb-max-width:400px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div style=\"display:inline-block;width:400px;\"><span class=\"fusion-imageframe imageframe-none imageframe-3 hover-type-none has-aspect-ratio\" style=\"border:6px solid var(--awb-color8);border-radius:50%;\"><img decoding=\"async\" width=\"1024\" height=\"574\" alt=\"Widok z ty\u0142u na m\u0142ode ma\u0142\u017ce\u0144stwo wybieraj\u0105ce i kupuj\u0105ce dom\" title=\"Widok z ty\u0142u na m\u0142ode ma\u0142\u017ce\u0144stwo wybieraj\u0105ce i kupuj\u0105ce dom\" src=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/AdobeStock_757463995-1024x574.jpeg\" class=\"img-responsive wp-image-2851 img-with-aspect-ratio\" data-parent-fit=\"cover\" data-parent-container=\".fusion-image-element\" srcset=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/AdobeStock_757463995-200x112.jpeg 200w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/AdobeStock_757463995-400x224.jpeg 400w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/AdobeStock_757463995-600x336.jpeg 600w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/AdobeStock_757463995-800x448.jpeg 800w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/AdobeStock_757463995-1200x672.jpeg 1200w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/AdobeStock_757463995.jpeg 1280w\" sizes=\"(max-width: 840px) 100vw, 800px\" \/><\/span><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:28;line-height:1.5;\"><b>Zachowanie w\u0142asno\u015bci dom\u00f3w dla przysz\u0142ych pokole\u0144<\/b><\/h3><\/div><div class=\"fusion-text fusion-text-9\"><p><span style=\"font-weight: 400;\">Patrz\u0105c w przysz\u0142o\u015b\u0107, kluczowe znaczenie ma zapewnienie, \u017ce posiadanie domu pozostanie osi\u0105galne dla wszystkich. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Oznacza to:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Wspieranie polityk, kt\u00f3re zwi\u0119kszaj\u0105 przyst\u0119pno\u015b\u0107 cenow\u0105 mieszka\u0144.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Edukacja kupuj\u0105cych po raz pierwszy w zakresie korzy\u015bci i proces\u00f3w zwi\u0105zanych z zakupem domu.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Obalanie mit\u00f3w na temat wynajmu i kupna za pomoc\u0105 jasnych, popartych danymi spostrze\u017ce\u0144.<\/span><\/li>\n<\/ul>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:28;line-height:1.5;\"><b>Podsumowanie<\/b><\/h3><\/div><div class=\"fusion-text fusion-text-10\"><p><span style=\"font-weight: 400;\">Kolejna dekada zapowiada si\u0119 na jeden z najbardziej transformacyjnych okres\u00f3w w historii rynku mieszkaniowego, nap\u0119dzany przez milenials\u00f3w i pokolenie Z, kt\u00f3rzy w rekordowej liczbie wchodz\u0105 w posiadanie dom\u00f3w. Dla tych, kt\u00f3rzy s\u0105 gotowi kupi\u0107, sprzeda\u0107 lub zainwestowa\u0107, nie ma lepszego czasu na rozpocz\u0119cie planowania ni\u017c teraz.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">W Oak Leaf Community Mortgage jeste\u015bmy tutaj, aby poprowadzi\u0107 Ci\u0119 na ka\u017cdym kroku. Zbudujmy bogactwo, stabilno\u015b\u0107 i mo\u017cliwo\u015bci - jeden dom na raz.<\/span><\/p>\n<\/div><div class=\"fusion-text fusion-text-11\"><p><b>Gotowy na kolejny krok? Porozmawiajmy!<\/b><\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" style=\"--awb-margin-bottom:25px;\" target=\"_self\" href=\"https:\/\/www.myoakleaf.com\/pl\/specjalista-ds-pozyczek\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Kontakt z pracownikiem ds. po\u017cyczek<\/span><\/a><\/div><div class=\"fusion-text fusion-text-12\"><p><em>\u0179r\u00f3d\u0142o: <a href=\"https:\/\/www.highway.ai\/\"><span style=\"font-weight: 400;\">MBShighway.com<\/span><\/a><\/em><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-bottom:55px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:35px;margin-bottom:35px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:var(--awb-color5);border-top-width:3px;\"><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_4 1_4 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:25%;--awb-margin-top-large:0px;--awb-spacing-right-large:7.68%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:7.68%;--awb-width-medium:25%;--awb-order-medium:0;--awb-spacing-right-medium:7.68%;--awb-spacing-left-medium:7.68%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-aspect-ratio:1 \/ 1;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\"fusion-imageframe imageframe-none imageframe-4 hover-type-none has-aspect-ratio\" style=\"border:6px solid var(--awb-color8);border-radius:50%;\"><img decoding=\"async\" width=\"835\" height=\"836\" alt=\"Jl Headshot 1st Choice Blue Hr Clipped\" title=\"Jl Headshot 1st Choice Blue Hr Clipped\" src=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2024\/04\/JL-headshot-1st-choice-blue-HR-Clipped.png\" class=\"img-responsive wp-image-1678 img-with-aspect-ratio\" data-parent-fit=\"cover\" data-parent-container=\".fusion-image-element\" srcset=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2024\/04\/JL-headshot-1st-choice-blue-HR-Clipped-200x200.png 200w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2024\/04\/JL-headshot-1st-choice-blue-HR-Clipped-400x400.png 400w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2024\/04\/JL-headshot-1st-choice-blue-HR-Clipped-600x601.png 600w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2024\/04\/JL-headshot-1st-choice-blue-HR-Clipped-800x801.png 800w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2024\/04\/JL-headshot-1st-choice-blue-HR-Clipped.png 835w\" sizes=\"(max-width: 840px) 100vw, 400px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_3_4 3_4 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:75%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.56%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:2.56%;--awb-width-medium:75%;--awb-order-medium:0;--awb-spacing-right-medium:2.56%;--awb-spacing-left-medium:2.56%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-13\"><p><b><i>Ta wiadomo\u015b\u0107 zosta\u0142a napisana przez\u00a0<a href=\"https:\/\/www.myoakleaf.com\/pl\/specjalista-ds-pozyczek\/joe-lagiglia\/\">Joe LaGiglia<\/a>\u00a0Oak Leaf Community Mortgage, NMLS #703971. R\u00f3wny po\u017cyczkodawca mieszkaniowy. Cz\u0142onek FDIC.<\/i><\/b><\/p>\n<p><i>Nasz ekspert, Joe LaGiglia, pracuje w Downtown Plainfield jako Senior Mortgage Loan Originator w Oak Leaf Community Mortgage, powered by\u00a0<a href=\"https:\/\/www.northshoretrust.com\/\">North Shore Trust and Savings<\/a>\u00a0(NMLS #438265). Dzi\u0119ki og\u00f3lnokrajowej licencji, wiedza Joe jest ogromna i nieoceniona. Aby zag\u0142\u0119bi\u0107 si\u0119 w temat lub nawi\u0105za\u0107 bezpo\u015bredni kontakt z Joe, odwied\u017a jego stron\u0119\u00a0<a href=\"https:\/\/www.myoakleaf.com\/pl\/specjalista-ds-pozyczek\/joe-lagiglia\/\">strona bio tutaj<\/a>\u00a0<\/i><i>lub zadzwo\u0144 lub wy\u015blij SMS pod numer 630-936-3242 (NMLS #703971).<\/i><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":2848,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2837","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":false,"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Generational Surge: Why the Future of Homeownership is Bright | Oak Leaf Community Mortgage<\/title>\n<meta name=\"description\" content=\"Discover why Millennials and Gen Z are driving the future of homeownership. 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