{"id":2758,"date":"2025-01-06T19:08:08","date_gmt":"2025-01-06T19:08:08","guid":{"rendered":"https:\/\/www.myoakleaf.com\/?p=2758"},"modified":"2025-01-07T14:56:20","modified_gmt":"2025-01-07T14:56:20","slug":"w-obliczu-wakacyjnego-zadluzenia","status":"publish","type":"post","link":"https:\/\/www.myoakleaf.com\/pl\/2025\/01\/06\/facing-holiday-debt\/","title":{"rendered":"Zad\u0142u\u017cenie na wakacje? Odpowiedzi\u0105 mo\u017ce by\u0107 kapita\u0142 domowy"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:1;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><p id=\"E287\" class=\"x-scope qowt-word-para-0\"><span id=\"E288\">By\u0107 mo\u017ce \u015bwi\u0119ta ju\u017c si\u0119 sko\u0144czy\u0142y, ale dla wielu Amerykan\u00f3w ich finansowe nast\u0119pstwa dopiero si\u0119 zaczynaj\u0105. Pojawiaj\u0105 si\u0119 rachunki za \u015bwi\u0105teczne wydatki na kartach kredytowych, a w przypadku niekt\u00f3rych z nich nak\u0142adaj\u0105 si\u0119 one na istniej\u0105ce wcze\u015bniej wysokooprocentowane zad\u0142u\u017cenie. To obci\u0105\u017cenie finansowe nie jest tylko anegdotyczne - istniej\u0105 dane, kt\u00f3re to potwierdzaj\u0105.<\/span><\/p>\n<p id=\"E289\" class=\"x-scope qowt-word-para-0\"><span id=\"E290\">Wed\u0142ug <\/span><span id=\"E292\">BankRegData<\/span><span id=\"E294\">Niewyp\u0142acalno\u015b\u0107 kart kredytowych w USA osi\u0105gn\u0119\u0142a najwy\u017cszy poziom od czasu kryzysu finansowego z 2008 roku. Tylko w ci\u0105gu pierwszych dziewi\u0119ciu miesi\u0119cy 2024 r. po\u017cyczkodawcy kart kredytowych odpisali osza\u0142amiaj\u0105c\u0105 kwot\u0119 $46 miliard\u00f3w powa\u017cnie zaleg\u0142ych sald po\u017cyczek - wzrost o 50% w por\u00f3wnaniu z tym samym okresem w 2023 r. i najwy\u017cszy od 14 lat.<\/span><\/p>\n<p id=\"E295\" class=\"x-scope qowt-word-para-0\"><span id=\"E296\">Co to oznacza? Wielu Amerykan\u00f3w, szczeg\u00f3lnie tych o ni\u017cszych dochodach, odczuwa ci\u0119\u017car inflacji i rosn\u0105cych st\u00f3p procentowych. W miar\u0119 zacie\u015bniania si\u0119 bud\u017cet\u00f3w trudno jest zarz\u0105dza\u0107 wysokooprocentowanym zad\u0142u\u017ceniem na kartach kredytowych, co prowadzi do rekordowych przypadk\u00f3w niesp\u0142acania zobowi\u0105za\u0144.<\/span><\/p>\n<\/div><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:20;--minFontSize:20;line-height:1.5;\">Oznaka zmian gospodarczych<\/h4><\/div><div class=\"fusion-text fusion-text-2\"><p>Cho\u0107 statystyki te mog\u0105 brzmie\u0107 niepokoj\u0105co, jest w nich jednak co\u015b pozytywnego. W przesz\u0142o\u015bci rosn\u0105ca liczba niesp\u0142aconych kart kredytowych by\u0142a wczesnym sygna\u0142em spowolnienia gospodarczego, kt\u00f3re cz\u0119sto prowadzi\u0142o do ni\u017cszej inflacji i spadku st\u00f3p procentowych. Dla w\u0142a\u015bcicieli dom\u00f3w mo\u017ce to oznacza\u0107 nowe mo\u017cliwo\u015bci skuteczniejszego zarz\u0105dzania d\u0142ugiem.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-aspect-ratio:1 \/ 1;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none has-aspect-ratio\"><img decoding=\"async\" width=\"1024\" height=\"682\" alt=\"Zestresowana para kaukaska w konflikcie z rachunkami kart kredytowych lub zad\u0142u\u017ceniem z powodu nadmiernych wydatk\u00f3w na zakupy. Ryzyko lub kryzys finansowy kochanka i z\u0142e nawyki zakupoholiczki. Brak dyscypliny pieni\u0119\u017cnej, planowania i doradcy\" title=\"Zestresowana para kaukaska w konflikcie z rachunkami kart kredytowych lub zad\u0142u\u017ceniem z powodu nadmiernych wydatk\u00f3w na zakupy. Ryzyko lub kryzys finansowy kochanka i z\u0142e nawyki zakupoholiczki. Brak dyscypliny pieni\u0119\u017cnej, planowania i doradcy\" src=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/OLCM_HolidayDebt_Featured_v2-1024x682.jpeg\" class=\"img-responsive wp-image-2776 img-with-aspect-ratio\" data-parent-fit=\"cover\" data-parent-container=\".fusion-image-element\" srcset=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/OLCM_HolidayDebt_Featured_v2-200x133.jpeg 200w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/OLCM_HolidayDebt_Featured_v2-400x267.jpeg 400w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/OLCM_HolidayDebt_Featured_v2-600x400.jpeg 600w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/OLCM_HolidayDebt_Featured_v2-800x533.jpeg 800w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/OLCM_HolidayDebt_Featured_v2-1200x800.jpeg 1200w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2025\/01\/OLCM_HolidayDebt_Featured_v2.jpeg 1280w\" sizes=\"(max-width: 840px) 100vw, 800px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:20;--minFontSize:20;line-height:1.5;\">Tw\u00f3j kapita\u0142 domowy: Ko\u0142o ratunkowe w trudnych czasach<\/h4><\/div><div class=\"fusion-text fusion-text-3\"><p id=\"E303\" class=\"x-scope qowt-word-para-0\"><span id=\"E304\">Je\u015bli jeste\u015b w\u0142a\u015bcicielem domu, by\u0107 mo\u017ce nadszed\u0142 czas, aby rozwa\u017cy\u0107 wykorzystanie kapita\u0142u w\u0142asnego w celu przej\u0119cia kontroli nad swoimi finansami. Wykorzystuj\u0105c warto\u015b\u0107 zgromadzon\u0105 w domu, mo\u017cesz:<\/span><\/p>\n<ul>\n<li id=\"E305\" class=\"qowt-li-0_0 qowt-list x-scope qowt-word-para-0\" role=\"listitem\" aria-roledescription=\"Bullet\"><span id=\"E306\">Konsolidacja wysokooprocentowanego zad\u0142u\u017cenia na karcie kredytowej w jedn\u0105, ni\u017cej oprocentowan\u0105 rat\u0119.<\/span><\/li>\n<li id=\"E307\" class=\"qowt-li-0_0 qowt-list x-scope qowt-word-para-0\" role=\"listitem\" aria-roledescription=\"Bullet\"><span id=\"E308\">Uwolnienie przep\u0142yw\u00f3w pieni\u0119\u017cnych w celu pokrycia codziennych wydatk\u00f3w<\/span><\/li>\n<li id=\"E309\" class=\"qowt-li-0_0 qowt-list x-scope qowt-word-para-0\" role=\"listitem\" aria-roledescription=\"Bullet\"><span id=\"E310\">Zyskaj spok\u00f3j ducha, wiedz\u0105c, \u017ce twoje finanse s\u0105 uporz\u0105dkowane.<\/span><\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:20;--minFontSize:20;line-height:1.5;\">Powakacyjny reset finansowy<\/h4><\/div><div class=\"fusion-text fusion-text-4\"><p>Stycze\u0144 to idealny czas, aby nacisn\u0105\u0107 przycisk resetowania. Dzi\u0119ki stabilizacji oprocentowania kredyt\u00f3w hipotecznych, a nawet potencjalnym spadkom w 2025 r., refinansowanie domu lub uzyskanie dost\u0119pu do po\u017cyczki pod zastaw domu mo\u017ce zaoszcz\u0119dzi\u0107 tysi\u0105ce dolar\u00f3w na odsetkach. Zamiast \u017conglowa\u0107 wieloma p\u0142atno\u015bciami kart\u0105 kredytow\u0105 z niebotycznie wysokimi stopami procentowymi, wyobra\u017a sobie uproszczenie swoich finans\u00f3w i rozpocz\u0119cie roku z wyra\u017aniejsz\u0105 \u015bcie\u017ck\u0105 naprz\u00f3d.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-bottom:45px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:20;--minFontSize:20;line-height:1.5;\">Stw\u00f3rzmy razem Twoj\u0105 strategi\u0119 finansow\u0105<\/h4><\/div><div class=\"fusion-text fusion-text-5\"><p id=\"E317\" class=\"x-scope qowt-word-para-0\"><span id=\"E318\">W Oak Leaf Community Mortgage, powered by North Shore Trust &amp; Savings, jeste\u015bmy tutaj, aby pom\u00f3c Ci porusza\u0107 si\u0119 po tych finansowych wodach. Nasz zesp\u00f3\u0142 jest zaanga\u017cowany w znajdowanie rozwi\u0105za\u0144 dostosowanych do Twoich unikalnych potrzeb, niezale\u017cnie od tego, czy chodzi o refinansowanie, konsolidacj\u0119 zad\u0142u\u017cenia, czy badanie innych opcji.<\/span><\/p>\n<p id=\"E319\" class=\"x-scope qowt-word-para-0\"><span id=\"E320\">Liczby nie k\u0142ami\u0105 - niesp\u0142acalno\u015b\u0107 kart kredytowych ro\u015bnie, ale jako w\u0142a\u015bciciel domu masz mo\u017cliwo\u015b\u0107 napisania swojej historii finansowej na nowo. Pracujmy razem, aby przekszta\u0142ci\u0107 to wyzwanie w szans\u0119.<\/span><\/p>\n<p id=\"E321\" class=\"x-scope qowt-word-para-0\"><strong><span id=\"E322\">Zr\u00f3b pierwszy krok ju\u017c dzi\u015b. <a href=\"https:\/\/www.myoakleaf.com\/pl\/skontaktuj-sie-z-nami\/\">Skontaktuj si\u0119 z nami<\/a> na bezp\u0142atn\u0105 konsultacj\u0119 i uwolnijmy potencja\u0142 kapita\u0142u w\u0142asnego.<\/span><\/strong><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:35px;margin-bottom:35px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:var(--awb-color5);border-top-width:1px;\"><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_3 1_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-aspect-ratio:1 \/ 1;--awb-max-width:350px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div style=\"display:inline-block;width:350px;\"><span class=\"fusion-imageframe imageframe-none imageframe-2 hover-type-none has-aspect-ratio\" style=\"border:6px solid var(--awb-color8);border-radius:50%;\"><img decoding=\"async\" width=\"835\" height=\"836\" alt=\"Jl Headshot 1st Choice Blue Hr Clipped\" title=\"Jl Headshot 1st Choice Blue Hr Clipped\" src=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2024\/04\/JL-headshot-1st-choice-blue-HR-Clipped.png\" class=\"img-responsive wp-image-1678 img-with-aspect-ratio\" data-parent-fit=\"cover\" data-parent-container=\".fusion-image-element\" srcset=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2024\/04\/JL-headshot-1st-choice-blue-HR-Clipped-200x200.png 200w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2024\/04\/JL-headshot-1st-choice-blue-HR-Clipped-400x400.png 400w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2024\/04\/JL-headshot-1st-choice-blue-HR-Clipped-600x601.png 600w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2024\/04\/JL-headshot-1st-choice-blue-HR-Clipped-800x801.png 800w, https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2024\/04\/JL-headshot-1st-choice-blue-HR-Clipped.png 835w\" sizes=\"(max-width: 840px) 100vw, 600px\" \/><\/span><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_2_3 2_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:2.88%;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-spacing-right-medium:2.88%;--awb-spacing-left-medium:2.88%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-6\"><p><b><i>Ta wiadomo\u015b\u0107 zosta\u0142a napisana przez\u00a0<a href=\"https:\/\/www.myoakleaf.com\/pl\/specjalista-ds-pozyczek\/joe-lagiglia\/\">Joe LaGiglia<\/a> Oak Leaf Community Mortgage, NMLS #703971. R\u00f3wny po\u017cyczkodawca mieszkaniowy. Cz\u0142onek FDIC.<\/i><\/b><\/p>\n<p><i>Nasz ekspert, Joe LaGiglia, pracuje w Downtown Plainfield jako Senior Mortgage Loan Originator w Oak Leaf Community Mortgage, powered by\u00a0<a href=\"https:\/\/www.northshoretrust.com\/\">North Shore Trust and Savings<\/a>\u00a0(NMLS #438265). Dzi\u0119ki og\u00f3lnokrajowej licencji, wiedza Joe jest ogromna i nieoceniona. Aby zag\u0142\u0119bi\u0107 si\u0119 w temat lub nawi\u0105za\u0107 bezpo\u015bredni kontakt z Joe, odwied\u017a jego stron\u0119\u00a0<a href=\"https:\/\/www.myoakleaf.com\/pl\/specjalista-ds-pozyczek\/joe-lagiglia\/\">strona bio tutaj<\/a>\u00a0<\/i><i>lub zadzwo\u0144 lub wy\u015blij SMS pod numer 630-936-3242 (NMLS #703971).<\/i><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":2775,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2758","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":false,"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Facing Holiday Debt? 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